Written by a faculty which includes best-selling authors from across the country, YOU will focus on the subjects that matter most to you. From articles about finance and health to tips regarding achieving success in business and a quality family life, there's something of interest to everyone. In addition, each issue contains an exciting video presentation to accompany a featured article. It grabs the viewer’s attention and encourages them to delve deeper.

How to Shop for a Mortgage Today
By Mertz Esswein
The troubles in the subprime mortgage market have led to tighter standards for all borrowers. Buyers and refinancers with sterling credit records won't feel the pinch. But lenders have reined in their underwriting rules for borrowers with less-than-perfect credit and for those seeking nontraditional loans that require a low initial payment or little verification of income. Now, rising home prices can no longer serve as the ultimate guarantor of a home loan.
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FW: Forward Thinking
Simple Email Etiquette
By Tim Sanders
Welcome to my first article on email and how to use it more effectively in your life. I call it The Dirty Dozen Rules Of Email Etiquette. Im the former Chief Solutions Officer at Yahoo!® I also wrote the book, The Likeability Factor. And for the last year my team and I have been doing research on how people just like you feel about email and how it's used in your culture and in your life. It can be your biggest tool or your Achilles' heel. It just depends on what you know.

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